Know Your Cash · Digital bundleSee what is included

KNOW YOUR CASH · PRACTICAL RECORD-KEEPING

See your cash clearly.
Plan the next week.

A plain-English weekly money workbook for Nigerian small businesses that want a clearer routine for cash, balances, costs and upcoming commitments.

Look inside

₦5,000 planned digital bundle · PDF, fillable worksheets and Excel bonus

44-PAGE WORKBOOK Know Your Cash ebook cover from UsefulSteps Press
Know Your CashWeekly money workbook · Digital files only

01 Keep cash separate from profit

02 See what is owed and due

03 Make a grounded weekly plan

THE QUESTION BEHIND THE WORKBOOK

Sales came in.
What is actually available?

A transfer, POS payout or cash sale can look like the whole story. It is not always the money you can spend.

Stock purchases, unpaid customer invoices, supplier bills, customer deposits, transport and personal withdrawals all affect the picture. Know Your Cash gives you a repeatable place to record those movements and read them with more care.

It is built for owner-managers who currently use notebooks, WhatsApp chats, payment alerts or memory and want a clearer weekly money routine—without needing a full accounting system first.

WHAT YOU WILL WORK THROUGH

Five useful checks
for the week ahead.

  1. 01

    Cash versus profit

    Distinguish completed sales, money collected and profit so a busy week does not automatically look like a profitable one.

  2. 02

    Customer and supplier balances

    Track unpaid customer balances, supplier bills and customer deposits that still need a clear home in your records.

  3. 03

    Fewer double counts

    Handle POS settlements, internal transfers and old invoice collections without counting the same money twice.

  4. 04

    Cost, contribution and break-even

    Check product or service costs, contribution, markup and a simplified break-even view before making a pricing decision.

  5. 05

    A next-week cash plan

    Turn the records into a practical weekly plan and a consistent 30-day routine for keeping the picture current.

ONE BUNDLE · THREE FORMATS

Choose the way
you work best.

Planned bundle price₦5,000Digital files only
01

The ebook

A phone-friendly 44-page PDF with the core guidance and ten editable worksheet pages.

PDF
02

The worksheet pack

Ten separate, reusable fillable A4 worksheets with more room for records and the option to print.

FILLABLE PDF
03

The Excel bonus

Editable cash tracking, customer, supplier and deposit registers, a dashboard, weekly planning and a pricing check.

XLSX

A GENUINE WORKSHEET PREVIEW

Start with an
opening snapshot.

Begin by putting the current picture in one place: business details, date, cash and bank balances, plus items that still need attention. The full worksheet is shown here so you can see the structure before purchasing.

OPENING SNAPSHOT01 / 10
One genuine worksheet preview. The downloadable PDFs contain fillable fields; this image is a preview, not an online form.

A PRACTICAL THREE-STEP FLOW

Record it.
Read it. Plan it.

01

Record

Capture cash, bank and POS movements with dates, amounts and clear references.

02

Read

Separate money collected from profit and identify balances, costs and commitments.

03

Plan

Use what you can see to prepare the next week and keep a 30-day routine moving.

MADE FOR

A small business
with a lot to keep up with.

Know Your Cash is designed for Nigerian food sellers, fashion businesses, small retailers, online sellers and service providers.

It is a practical starting point for owner-managers who want a clearer weekly money routine, whether their current system is a notebook, a phone, payment alerts or a mix of all three.

CLEAR ANSWERS BEFORE YOU BUY

Good questions.
Useful details.

What does the ₦5,000 bundle include?

The planned digital bundle includes a 44-page PDF ebook, ten separate fillable A4 worksheets and an editable Excel workbook. The ebook also has ten editable worksheet pages. No physical book is shipped.

Can I purchase the bundle now?

Not yet. The Nestuge product link is not ready, so the checkout button is disabled. This page will make the purchase option available when a real product link is configured.

Can I fill the worksheets on my phone?

Use a compatible PDF app that supports form filling and saving. Mobile and browser PDF viewers vary. Save a separate copy for each period, reopen it to check your entries and keep a backup.

Do the PDF forms calculate totals automatically?

No. PDF entries and totals are manual. The Excel bonus supports calculations, but it still requires manual updates and a compatible spreadsheet app.

Can I print and reuse the worksheets?

Yes. The separate A4 pack is designed to be printed if you prefer paper. A purchaser may reuse the blank forms for their own business, but may not resell or redistribute the materials.

What software do I need?

You need a PDF app that fills and saves forms, plus a compatible spreadsheet app for the Excel bonus. Wide sheets may require horizontal scrolling on a phone.

Is this accounting or tax advice?

No. This is general education, not personalised accounting or tax advice, a certified audit or a guarantee of profit, savings or tax compliance. Seek a qualified professional for decisions specific to your business.

KNOW YOUR CASH · ₦5,000 PLANNED BUNDLE

Ready for a clearer
weekly money routine?

The digital bundle is coming soon. No payment is taken on this page while the Nestuge product link is unavailable.

Purchasing is not open yet. The Nestuge product link will be added when it is ready.

Purchasing is not open yet. The Nestuge product link is not ready.

General education only—not personalised accounting or tax advice, a certified audit, or a guarantee of profit, savings or tax compliance. PDF totals are manual; Excel calculations require manual updates and a compatible app. Digital files only.

KNOW YOUR CASH

Opening snapshot worksheet

One genuine worksheet preview. PDF fields are fillable in a compatible app; PDF totals are manual.

Full opening snapshot worksheet image preview